First Regionsr Loan offers you an easy, hassle-free way to address your financial needs. Whether you need funds for debt consolidation, home improvement, vacation, a major purchase, or an unexpected expense, First Regions Loans can help get you the money you need to keep your finances on track. Our online loan application takes just minutes to complete, and checking your rate has no effect on your credit score. Once approved, your money can be in your bank account in as little as one business day. Then you'll be on a plan to paying off your debt with fixed, fair APRs and no hidden fees or pre-payment penalties.